Online Payment Accepted in Zambia

Zambian money markets
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Working online is very tough when you are a resident in Zambia because of the payment system integration difficulties you will face. While technology has made money transfers and payment systems very much easier certain payment methods are not available when your bank is in Zambia.

The online payment method of your choice practically looks at the most easiest way to make a payment for online services that might be either work done or purchases achieved especially internationally. On the local side getting paid for a job done locally is easily enabled by Fintech facilities such as Mobile Money, ZamPay, Airtel Money and Kazang.

So the challenge is with getting paid or receiving money for doing jobs online. Here are a few online payment methods accepted in Zambia that you should consider when looking to work online. Of course, PayPal been number and most popular in the world is out of the list.


Millions of people use Payoneer worldwide. You can do your work online and easily get paid. The minimum payment you can transfer to your Zambian bank account is $50. You can Sign Up at Payoneer from here


With over 7 million people who get the real exchange rate with TransferWise and its fully accepeted in Zambia.

XE is the world’s trusted currency authority. The site gives you the power of our most up to date, reputable currency information and offer you secure, reliable, easy to use products and services dedicated to making your life easier.

But it also allows you to get rates alerts and also send and receive money internationally.

Western Union

Western Union has served billions of transfers and its one of the longest payment system. I often get paid through Western Union from my Google Adsense account.


Since Zambia is not listed it means you can receive money. You can try and register here. I have not tried myself.

Please note we currently are unable to make transfers to the following countries: Afghanistan, Belarus, Burma, Democratic Republic of Congo, Republic of Congo, Cote d’Ivoire, Cuba, Iran, Iraq, North Korea, Lebanon, Liberia, Libya, Rwanda, Sierra Leone, Somalia, Sudan, Syria and Zimbabwe.

Google Pay

Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account however country domain ZM is not supported.


Certain wallets and crypto exchanges like PayBis allow for deposits and withdrawals into the banks located in Zambia. I often use CEX and PAYBIS to transfer from my bitcoin wallet into the Zambian bank


Headed by AB Bank RIA affords you to send money abroad or to receive from any country. With RIA you can send and receive money internationally without any account. Some characteristics of RIA are;

  • Low charges
  • Fast service
  • Quick transfer is what you need

Contributors. Do you have a contribution to make for your Zambian audience? Kindly leave a Reply